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The retirement checklist

You may have prepared years for the day when you can finally retire. Now that you're nearly there, you can use our handy checklist to see if you're completely ready or if there's anything left for you to do.

In retirement

1.Lifestyle

  • I know what I want to do in retirement – e.g. travel, study and spend more time with family
  • I've prioritised my goals and worked out the income or fund I’ll need

2.Family

  • I know how much support I'll get from family
  • I've worked out how much financial support I can provide for my family
  • I know my partner will be financially comfortable should anything happen to me

3.Work

I've talked to my employer about my retirement date and begun planning for it.

4.Finances

    • I'm financially ready – my retirement fund can support my lifestyle
    • I know what my income will be in retirement
    • My financial plan matches my goals for retirement
    • I've decided how I'll receive money - e.g. a lump sum, an annuity or through investment returns
    • I have a plan in place for if my retirement fund runs out
    • I know what I'll receive as a pension or from other benefits

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More products and information

Investment

 
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Global experts' advice to help you capture global investment opportunities and mitigate investment risks to meet your diversified investment and wealth management needs. Our investment products include:
Structured products, Dual Currency Investment and Enhanced Yield Investment, Overseas Investment Plan – Fund (launched by HSBC China), Overseas Investment Plan – Bond (launched by HSBC China), Overseas Investment Plan – Structured Notes (launched by HSBC China), and Local Unit Trust and Hong Kong Mutual Recognition of Funds.

Insurance products

 
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We take into account your protection needs at various life stages to help you find out suitable insurance plans, leveraging on our ability to offer a one-stop platform for your insurance needs.

You could check our insurance partner policies including Health insurance, and Life insurance, and our Online service.

HSBC Insights

 
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In today’s fast-paced financial world, the only way to stay ahead is to be on top of current market events. Tap into our unique market insights and investment analysis to stay informed about the latest trends and regional news with just a few clicks.

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Create your financial plan

 
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Start aiming for your goals today by putting together a plan in a few simple steps.

Get personalised advice

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By phone

For general inquiry (RBWM only)

400-820-3090

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Frequently asked questions

What are the basic rules to making investments? 

When should I start financial planning for my future? How should I approach financial planning? 

Where can I get more information about investment products? 

Disclaimer 

Although the above information is carefully written, the bank does not warrant, state or guarantee the accuracy or completeness of the above information. The above information is not and should not be regarded as an offer or purchase invitation for any financial product, nor should it be viewed as an investment proposal.