Wealth Management Platform

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Wealth Management Platform

Key benefits

Keep track of all market changes 24 hours a day and capture opportunities
Manage assets in multiple currencies and countries to diversify potential risks in investment and wealth management
Manage your portfolio anytime, anywhere to optimise your asset allocation

Powerful platforms to manage and grow your wealth

1. Wealth Dashboard

Manage your investment products with ease
Comprehensive review of your portfolio

2. Strategic Retail Brokerage Platform - Structured Deposits

HSBC Structured Deposits - Strategic Retail Brokerage Platform (SRBP)

Convenient to use, and easy to place order
SRBP - Structured Deposits online tailor-made solution

HSBC China provide tailor-made solution for Structured Deposits. Via digital channel, you can freely create your own product by choosing product payoff, underlying, and parameters based on your own risk profile, market view and preference.

The system will provide quotes and scenario analysis immediately, and product will be trade one day after order placement.

Structured Deposits launched by HSBC China This link will open in a new window

3. Strategic Retail Brokerage Platform - Overseas Investment Plan – Fund

Global asset allocation

Carefully selected overseas funds in RMB , USD, HKD, CAD and AUD
Multiple transaction channels

Make subscription, switch, redemption and other transactions 24x7* on HSBC Online Banking, WeChat Service Account and Mobile Banking
Keep track of your funds

Check performance, annual returns and your investment positions around the clock

*The Bank reserves the right to open or suspend subscription according to the QDII quota limit. Subscription status may be found at HSBC branches, our website and HSBC WeChat service account.

If you meet the prerequisites you can subscribe for the Overseas Investment Plan - QDII Offshore Fund via HSBC Online
Banking. After logging on to personal banking, you can use the Strategic Retail Brokerage Platform - QDII Funds (opening hours: 3am - 9pm daily) to make transactions. However, you may not be able to carry out Investment Plan transactions (i.e. subscription, redemption, switch and cancellation orders) outside its opening hours due to system maintenance.

Overseas Investment Plan – Fund (launched by HSBC China) This link will open in a new window

4. Strategic Retail Brokerage Platform - Dual Currency Investment

Manage your Dual Currency Investment through various digital channels
Choose your investment currency, linked currency and conversion rates
Keep track of market changes anytime, anywhere

Dual Currency Investment launched by HSBC China This link will open in a new window

5. Strategic Retail Brokerage Platform - Local Unit Trust

Trade multiple asset classes
Make subscription, switch, regular investment plan or redemption of local open-ended funds
Perform quick searches by product risk level, fund manager or fund portfolio

Local unit trust (public funds) distributed by HSBC China This link will open in a new window

6. Strategic Retail Brokerage Platform - Mutually Recognized HK Funds

Covering RMB, USD and HKD
Make subscription, regular investment plan, redemption of MRF-Recognized HK Funds
Perform quick searches by product risk level, fund manager or fund portfolio
Keep track of your fund performances, annual returns and your investment positions

MRF-recognised Hong Kong funds distributed by HSBC China This link will open in a new window

How to invest

HSBC Online Banking

You will need a Security Device or two-factor authentication to log on and apply.

Log on Online Banking This link will open in a new window Register for Online Banking This link will open in a new window

Scan QR code to download HSBC China Mobile Banking APP

QR code on HSBC China Mobile Banking APP

Scan QR code to follow our official WeChat Service Account “HSBC China Customer Services” (in Chinese only)

Contact us

Find your nearest branch

This link will open in a new window

Visit any of our HSBC branches with your valid ID card to register for this service.

Opening hours: Monday-Friday, 9am-5pm (some branches may provide limited weekend service)

Make an appointment

This link will open in a new window

By phone

For general inquiry (RBWM only)

400-820-3090

_{Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan}

Frequently asked questions

You can log on to your Online Banking account anytime and anywhere. Currently, you can access these services:

Account enquiries
Transactions and remittances
Exchange rate / interest rate enquiries
Time deposits
Online FX Conversion
Global View
Wealth Management
Online QDII Trading Platform
Online Structured Investment Trading Platform

You can also stop cheque payments, make statement requests, order a cheque book, change personal details and set up alerts.

Online Banking allows you to access your accounts 24/7. However, certain transactions may only be effected on the next business day due to the bank's cut-off time.

^{*Please be aware that the service range and service hours of Online Banking might be adjusted from time to time. Details will be updated on the system settings and there will be related announcements.}

As long as you have an account with HSBC, you are eligible to register for this service. However, this service is presently not available for account holders of joint accounts where the signing instructions are 'to sign jointly'.

Customers already registered for our Phone Banking service can immediately register online for HSBC Online Banking using their current Phone Banking Number (PBN) and Personal Identification Number (PIN).

Or customers can register with their debit card number, issue number and PIN.

Other customers who have not yet registered for our Phone Banking service should dial our national toll free customer service hotline on 400-820-8878 to get their Phone Banking Numbers (PBN) and then register online,Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan.

Every screen of HSBC Online Banking has a Help option, designed to assist you in obtaining clarifications on common queries. If you have further queries, you may dial our customer service hotline on +86-400-820-8878. Our staff will assist you with any query or complaint about the use of HSBC Online Banking or general banking queries. If you need to write to us concerning HSBC Online Banking, please send us a mail through the 'Send A Message' option in the 'Services' menu.

If you have a query about your internet connection, please contact your local internet service provider for assistance.

After you have registered for HSBC Online Banking, those accounts that you hold with the bank that are currently supported by HSBC Online Banking will be automatically displayed. These accounts will be accessible through this service. Joint accounts, where signing instructions are 'to sign jointly', are not available to be accessed through HSBC Online Banking. Please note that newly opened accounts will not be immediately available in your Online Banking until the day after your bank account opening.

If you do not wish to show any one of your account(s), you may unmark the relevant account to remove it from view. If you change your mind at a later stage, the de-activated accounts can be re-instated with the 'Select/Deselect' option.

Newly opened accounts will not be automatically be added to your account summary, but such accounts will be available for selection in the 'Select/Deselect' option.

You can access your accounts from anywhere as long as you have Internet access with browser such as Internet Explorer, Safari, Firefox or Chrome.

Read all FAQs This link will open in a new window

Wealth management is not equal to deposit. Please be aware of the risks associated with the product and make prudent investment decisions.
When planning to invest in a investment product for the first time and you have not completed a risk profiling questionnaire, your relationship manager will provide you with the opportunity to complete a risk assessment questionnaire to assist you in understanding your risk tolerance level. Since your risk appetite may change from time to time and you may vary your risk appetite depending on the purpose of your investment, or if you have completed the risk tolerance assessment questionnaire more than 12 months prior to once again wanting to purchase a wealth management product, the bank will provide you with an opportunity to re-assess your risk tolerance level. You can also request a re-assessment if the factors influencing your risk tolerance has changed (including age, financial status, investment experience, investment objectives, earnings expectations, risk appetite, liquidity requirements, risk perception, risk tolerance, etc). Before you subscribe to the product, please be reminded to check whether your risk tolerance matches the risk rating of the product to be subscribed. You will not be able to subscribe in the event of a mismatch.
The bank does not provide any opinion, advice or recommendation on your purchase of investment products. You should investigate and analyse the products you intend to purchase and consult with your personal legal adviser, regulatory stipulations, tax implications, financial and accounting consultants before making the transaction, so as to fully understand and confirm the risks pertaining to the nature of the product, or risks regarding other legal, financial, tax and other aspects. You should make investment decisions, including decisions regarding the suitability of the transaction, based on your own independent judgement, risk tolerance, investment experience, investment objectives, investment needs and advice that you deem necessary.
In order to protect your rights and interests, please review all the documents and information about the products to fully understand the product structure, product features, risks, expenses and other information of the product before purchasing any products. You should ensure that the funds used to purchase the product belong to you.
After you make the decision to subscribe/purchase products, you should complete the process of subscription/purchase through the bank's online platform by yourself. If you have any questions or doubts about the products to be subscribed/purchased or related documents during the subscription/purchasing process, you should immediately stop the subscription process and visit our branch to have an authorised sales person to provide you with assistance and/or explanations.